Wednesday, July 30, 2014

5 Problems With Your Home that Will Only Get Worse

How would you feel if I told you that the problem you just paid $5,000 to fix could have been solved with just a few hundred last year? Pretty bad, right? Let’s be honest, you would be kicking yourself.

Each year, thousands of homeowners across America experience what I just described. They put off fixing a small problem until it became a very big and very expensive problem.  Then, they had to pay the bill. Don’t make the same mistake.

Here are five small issues that could become big problems if you don’t address them quickly.

Poor Drainage

After a good rain, check around your home to make sure that the rainwater is being channeled away from your home and not pooling around the house or overflowing the gutters. If you do notice that water if pooling or overflowing the gutters, check your entire gutter system for clogs, leaks, corrosion and gaps. Poor drainage can lead to foundation problems, rotting siding and even mold and mildew problems if it gets into the walls.

Damaged Roof and Siding

Your roof bears the brunt of any storms, and so, it’s the most susceptible part of your home to water infiltration. Siding has almost as much exposure, and what your roof and siding protect is very expensive to fix and replace. One day, when it’s nice and sunny out, take a pair of binoculars out and inspect your roof shingles or tiles for signs of damage. Are shingles curling or missing? Are tiles cracked and gone? You might also want to get a ladder and climb on the roof to check the flashing. If you notice any problems, have a professional repair them.

The same goes for siding check for damaged siding regularly. Pay special attention to areas around you gutters, windows and eaves. You can seal these gaps with caulk.

If water gets into your attic or into your walls, it can cause structural damage that can cost thousands to repair.

Termites and Ants

These critters might be small, but they can of plenty of damage in a short amount of time. Termites and ants love moist conditions. That’s another reason that making sure the area around your home is draining properly. Experts advise that you should have a professional check your home at least twice a year for signs of termites, but termites and carpenter ants can cause a huge amount of damage in six months. It’s a good idea to inspect your property yourself between inspections.  You can check for termites by poking a screwdriver along the mudsill. If it goes through or in, you have termites. Carpenter ants leave little piles of sawdust in their wake.

Mold and Mildew

Remember a few years ago when everyone was petrified of “toxic” mold. Good luck selling a home if there was even the slightest evidence of mold. Well, since that time, people have come back down to earth about mold and mildew. It’s no longer a death sentence, but it is still something people need to keep an eye out for as it can be evidence of larger problems. Generally a mold and mildew situation occurs when either moisture is trapped in the walls or under carpet or there is a persistent damp environment – like a leaky pipe that goes unnoticed for weeks or months.  If you notice mold and mildew in your home, first cut off the source of the moisture. Then, you can treat the mold and mildew problem. Most small problems – under 10 square feet – can be effectively treated with a solution of one cup chlorine bleach to one gallon of water. Larger outbreaks will require professional assistance. So, it’s always a good thing to catch a mold and mildew problem early. Bleach costs a couple of dollars a gallon. A professional remediation service costs thousands.

Cracks in the Foundation

Oh, no! There’s a crack in the foundation. Don’t worry. It might be nothing. Houses settle over time, and cracks do appear. Most of the time they are no big deal and do not affect the home’s value in the slightest and are not a safety hazard. Still, a crack is something to keep an eye on. As a general rule, vertical cracks are okay. Horizontal cracks are bad. If a sharpened pencil can fit into a crack up to the yellow, that’s not good. If a crack measures over 3/16ths of an inch across, that’s not good. If you have any concerns, you should mark the crack with chalk or a piece of tape and monitor it for a few months. If it continues to grow, call in a professional structural engineer to take a look at the problem before it becomes a major structural issue.

Protect your real estate investment. Don’t let minor issues with your home turn into major, expensive headaches. Keep an eye on these problems areas --- and others that might be specific to your region – and your real estate investment will appreciate – not depreciate. Contact me today for a consultation. I will be happy to answer any questions you may have, and/or help you determine the value of your home.

Patty Ross
831-236-4513
pattyre@comcast.net
www.pattyrosscarmel.com


Photo courtesy of Eric Haney/ Flickr.com

Wednesday, July 16, 2014

Low Budget Remodeling Projects Make a Big Impact in Your Home

Home remodeling is an easy way to update a house you just bought, bring new life to your existing living space, or fix up your property before you sell.

If you’re not careful, professional home remodeling projects can cost tens of thousands of dollars. You don’t need to call in the professionals, though. There are many small projects you can do yourself that will add value to your home and make your house more livable, without breaking the bank. Here are a few ideas to update your home without spending a lot of money.

  • Make a big impact by painting the exterior of your house. If you do the work yourself, your only cost is the paint and a few brushes and tools. This is an easy way to spruce up your home from the outside and improve your curb appeal.
  • The kitchen is another place where you can spend thousands of dollars for complete remodel, or just a few dollars to brighten it up. Give your kitchen a facelift with new paint on the walls. Replace old appliances, and your kitchen will automatically look updated. You can also make a dramatic change in your cabinets by repainting them and replacing your hardware.
  • Increase your storage by installing closet organizers. You’ll not only make better use of your closet space, but the rest of your home will look larger when you can put everything away.
  • While you’re painting the exterior of your home and your kitchen, go ahead and paint the rest of the interior. Fresh paint will brighten your space and make your home look new.
  • Finish the job by taking care of your flooring. Professionally cleaning your carpets, or doing it yourself with a steam cleaner, will make them look new again. Wooden floors and tile can benefit from a deep cleaning, as well.

If you’re preparing to sell your house, you can tackle these easy and economical jobs around your home. Contact me today if you’re ready to put your home up for sale. I’ll help you determine the value of your home and advise you on the best remodeling jobs that will get you the best price for your house.

Patty Ross
831-236-4513
pattyre@comcast.net
www.pattyrosscarmel.com

Photo courtesy Felixco, Inc., FreeDigitalPhotos.net.

Wednesday, July 2, 2014

Six Questions to Find Out if You Are Ready to Buy a Home

There comes a time in everyone’s life that they begin to think about putting down roots and buying a house. Buying a home is a big event, and the largest purchase most of us will ever make.

It’s important to make sure you’re ready before you buy a house. Here are some questions to find out if you’re ready to make the commitment and own your own place.

  1. Do you plan to stay put for several years? Ideally, experts say that you should plan to stay in your home for 5 to 7 years to make buying a house pay off. If you think you’ll need to move before that time, you might be better off renting.
  2. Are you are in control of your finances? Owning a home means paying your mortgage on time every month, and paying for your own repairs. You’ll need to be able to budget your money to pay for a home.
  3. Do you have a stable income? If your income fluctuates, you may have trouble making your monthly mortgage payments.
  4. Do you have savings? You’ll need savings to cover your closing costs, home maintenance, and anything you need for your house like curtains or furniture. You’ll also need savings to cover emergencies, such as storm damage.
  5. Do you have good credit? A good credit score will ensure you get a good interest rate on your mortgage. If you’ve had a bankruptcy or missed several payments on credit cards or loans, you may need to wait on buying a home until you can repair your credit.
  6. Are you handy around the house? There’s no landlord a call for repairs when you own your own home. You are responsible for fixing your own leaky faucet, broken dishwasher, or backed-up sewer. You’ll also have to take care of maintenance like yard work and painting.

If you can answer yes to these questions and are still excited about owning your own place, you’re probably ready to buy a home. Contact me for an appointment to get the process going. I’ll be happy to help you determine how much house you can afford, and help you find your dream home.

Patty Ross
831-236-4513
pattyre@comcast.net
www.pattyrosscarmel.com


Photo courtesy ponsulak, FreeDigitalPhoto.net.